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        Domestic Travel Insurance

        Smart Traveller Insurance offers One Trip and Annual Multi Trip Domestic insurance policies. 

        If you are travelling outside of Australia, you will need to purchase an International Travel Insurance policy.

        Domestic Trip Cover Eligibility

        To be eligible for International Travel Insurance you must be:

        • an Australian resident
        • between 18 and 80 years of age when you apply (One Trip policy)
        • between 18 and 69 years of age when you apply (Annual Multi-Trip policy)

        Who’s covered?

        • Individual - Cover for 1 Adult
        • Me plus One - Cover for 2 Adults
        • Family or Group Cover - for Adults and Children all travelling on the same journey. Children are covered for free under Family or Group cover.

        Where can I travel?

        • Australia. Australia only.

        What is covered?

        Our Domestic One Trip & Annual Multi Trip Travel Insurance provides cover for cancellations, travel delays, personal liability and more. See our Summary of Benefits to see all benefits for various cover types. 

        How long am I covered for?

        All Domestic One Trip policies cover you for your selected travel dates.

        All Domestic Annual Multi Trip policies gives you unlimited individual trip cover for trips up to 45 days duration. All policies last for 365 days from the date of purchase. 

        You don’t need to tell us each time you travel, or rebook your policy with us each trip.

        Cover for all budgets

        We offer two types of Domestic One Trip Cover to suit all budgets:

        • Essential Cover – Our basic level of cover includes unlimited medical cover.
        • Smart Traveller – Our comprehensive level of cover includes unlimited medical cover, coverage for travel delays, and higher limits for

        Domestic Annual Multi-trip Insurance come in one plan type – Smart Traveller.

        • Smart Traveller – Our comprehensive level of cover includes unlimited medical cover, coverage for travel delays, and higher limits for

        Choosing an excess

        You can choose your excess when purchasing your policy. A higher excess will reduce your policy premium.

        • Domestic policies
          You can choose between a $50 or $100 excess. 

        FAQs

        Read a comprehensive list of our Frequently Asked Questions.

        Policy Wording

        Read the full policy wording in our Product Disclosure Statement.