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        International Travel Insurance

        Smart Traveller Insurance offers One Trip and Annual Multi Trip International insurance policies. 

        If you are travelling just within Australia, you may be interested in our Domestic Travel Insurance policies.

        International Trip Cover Eligibility 

        To be eligible for International Travel Insurance you must be:

        • an Australian resident
        • between 18 and 80 years of age when you apply (One Trip policy)
        • between 18 and 69 years of age when you apply (Annual Multi-Trip policy)

        Who’s covered? 

        • Individual - Cover for 1 Adult
        • Me plus One - Cover for 2 Adults
        • Family or Group Cover - for Adults and Children all travelling on the same journey. Children are covered for free under Family or Group cover. 

        Where can I travel?

        • Worldwide including the Americas and Africa (excluding Cuba)
          All worldwide locations (excluding Cuba for US Citizens). You must select this geographical region if more than 20% of your Journey is in the Americas and/or Africa.
        • Worldwide excluding the Americas, Africa and Cuba
          UK, Europe, Japan, Hong Kong, China, the Middle East, the Indian Sub-Continent and locations covered by geographical regions 3-5 below.*
        • South East Asia
          South East Asia and locations covered by geographical regions 4-5 below.*
        • New Zealand/Pacific Islands Indonesia (including Bali)
          New Zealand, Indonesia (including Bali) the South West Pacific Islands and location covered by geographical region 5 below.* 

        * Geographical regions 2-4 include the Americas (excluding Cuba for US Citizens) and Africa if less than 20% of Your Journey occurs in the Americas (excluding Cuba for US Citizens) and/or Africa.

        What is covered?

        Our International One Trip & Multi Trip Travel Insurance provides cover for unlimited emergency medical, hospital and dental expenses, travel delays, cancellations, personal liability and more. See our Summary of Benefits to see all benefits for various cover levels. Terms conditions exclusions and limits apply, for example we will not pay for, for medical treatment, dental treatment or ambulance transportation which is provided in Australia. Please read the Product Disclosure Statement for a full summary of benefits and exclusions.

        How long am I covered for?

        All International One Trip policies cover you for your selected travel dates.

        All International Annual Multi Trip policies give you unlimited individual trip cover for trips up to 90 days duration. All policies last for 365 days from the date of purchase.

        You don’t need to tell us each time you travel, or rebook your policy with us each trip.

        Cover Types

        We offer two types of International One Trip Cover:

        • Essential Cover – Our basic level of cover includes unlimited medical cover, cancellations, luggage.
        • Smart Traveller – Our comprehensive level of cover includes unlimited medical cover, coverage for travel delays, and higher limits for cancellations, luggage and other additional benefit types.

        International Annual Multi-trip Insurance is available in one plan type – Smart Traveller.

        • Smart Traveller – Our comprehensive level of cover includes unlimited medical cover, coverage for travel delays, and higher limits for cancellations, luggage and other additional benefit types.

        Our International One Trip & Multi Trip Travel Insurance provides cover for unlimited emergency medical, hospital and dental expenses, travel delays, cancellations, personal liability and more. See our Summary of Benefits to see all benefits for various cover levels. Terms conditions exclusions and limits apply, for example we will not pay for, for medical treatment, dental treatment or ambulance transportation which is provided in Australia. Please read the Product Disclosure Statement for a full summary of benefits and exclusions.

        Choosing an excess

        You can choose your excess when purchasing your policy. A higher excess will reduce your policy premium.

        • International policies
          You can choose between having a $100 or $200 excess

        FAQs

        Read a comprehensive list of our Frequently Asked Questions

        Policy Wording

        Read the full policy wording in our Product Disclosure Statement.